Employer Update

The Be Ready team of Voya Financial Advisors offer free financial education and coaching sessions to all VRS members (even if they don’t participate in a VRS defined contribution plan).

During a complimentary session, a financial advisor will cover important money topics:

• Budgeting and monthly cash flow analysis.
• Retirement income planning.
• Education planning for children.
• Student loan repayment strategies.
• Social Security.
• Healthcare planning in retirement.

To schedule a consultation, members should call 855-334-4862.

Members who are interested in working with a Certified Financial Planner to develop a personalized, comprehensive financial plan ($175 per financial planning analysis) should gather household and financial documents such as insurance, bank and retirement account statements. Financial plans typically require several discussions (two to four planning hours total) and can dive into complex topics such as estate planning, cash flow analysis and building a retirement income stream.

Voya also offers free financial advisor-led webinars throughout the year on topics, including:

• Spending habits.
• Investing dos and don’ts.
• Women and money.
• Financial planning.
• College planning.
• Retirement income planning.