Employer Update

December’s a great month to take stock of personal finances and prepare for 2026 with a budget that sets you up for success. Encourage employees to get a handle on budgeting through the following resources from myVRS Financial Wellness.

Cut-and-paste the items below directly into employee email newsletters or your intranet.

Budgeting Basics

A personal or family budget provides the foundation for smart money management. Ready to dip your toes in the water?

• Watch this three-minute video to learn what a budget is and how to get started creating one.
• Download an easy-to-use spreadsheet to estimate income and expenses in 2026. This will be the backbone of your budget.

Putting Your Budget to Use

If you’ve already prepared a budget — but haven’t found the secret to sticking to it — check out these resources to help you manage unexpected budget hits, incorporate special savings goals and more.

• Found it hard in the past to follow a budget? You’re not alone. Read 4 Common Budgeting Mistakes and How to Combat Them for ways to stick to your plan.
• It can be tough to account for expenses that only come up now and then. Learn how to budget and save for special occasions such as a wedding or new home down payment in How to Save for Major Milestones.
• Emergency expenses can wreak havoc on your budget. But you can prepare for the unexpected by making sure your budget provides for building and sustaining an emergency savings fund. Watch How to Contribute to an Emergency Fund to get started.